Blog

Elections Matter: Why Consumer Protection Should Be on Every Texas Homeowner’s Radar

Feb 17, 26 • News

Texas and national elections are approaching.

Most campaign conversations focus on immigration, taxes, crime, and education.

Very little attention is paid to something that directly affects homeowners:

Consumer protection in residential construction.

If you own a home, are building one, or are purchasing new construction in Texas, the policies shaped by elected officials directly impact:

  • Your warranty rights
  • Your ability to bring a defect claim
  • Contractor accountability
  • Building code adoption and enforcement
  • Insurance regulation
  • Transparency in public oversight

This is not abstract politics. It is financial risk management.

 

Why Consumer Protection Matters in Residential Construction

Texas remains one of the fastest-growing housing markets in the country. Rapid expansion means:

  • Accelerated build schedules
  • High-volume production
  • Heavy reliance on subcontractors
  • Increased defect disputes

When defects arise, homeowners rely on the legal framework for protection.

That framework is not static.

It is shaped by elected officials.

 

Areas Directly Affected by Elections

  1. The Texas Residential Construction Liability Act (RCLA)

Texas Property Code Chapter 27 governs:

  • 60-day pre-suit notice requirements
  • Builder inspection rights
  • Repair-offer procedures
  • Damage limitations

Legislators can modify these rules.

Changes that shorten deadlines, expand immunity, or restrict remedies reduce homeowner leverage.

Changes that preserve court access and transparency strengthen consumer protection.

 

  1. Statutes of Limitation & Repose

Texas Civil Practice & Remedies Code §16.009 establishes the statute of repose for construction claims.

Legislative changes here can:

  • Shorten the time you have to file suit
  • Limit latent defect discovery rights
  • Expand protections for builders and designers

Time-bar changes affect every homeowner, whether they realize it or not.

 

  1. Attorney General Enforcement

The Texas Attorney General enforces the Deceptive Trade Practices Act (DTPA).

Candidates currently running for Attorney General who publicly emphasize enforcement, transparency, or accountability themes include:

  • Joe Jaworski
  • Nathan Johnson
  • Tony Buzbee

These names are provided strictly for informational purposes. Voters should review each candidate’s official platform for specific enforcement positions.

The AG’s philosophy toward DTPA enforcement materially affects consumer protection.

 

  1. Fiscal Oversight & Transparency

The Texas Comptroller influences public accountability and auditing.

A current candidate who has emphasized transparency and fiscal oversight themes is:

  • Sarah Eckhardt

Again, this is informational. Voters should review campaign materials directly.

Financial oversight affects regulatory funding, inspection staffing, and public enforcement capacity.

 

  1. Legislative Consumer Protections

Certain legislators have previously sponsored targeted consumer protection measures.

For example:

  • Judith Zaffirini has sponsored solar industry consumer protection legislation requiring licensing and accountability measures.

Legislative records provide a clearer picture than campaign slogans.

 

  1. Federal Consumer Protection

Federal offices affected:

  • Consumer Financial Protection Bureau policy
  • Housing finance oversight
  • National regulatory enforcement

Current U.S. Senate candidates from Texas who emphasize consumer accountability themes in campaign materials include:

  • Jasmine Crockett
  • James Talarico

Again, this is not an endorsement — only identification of publicly stated policy emphasis.

 

How Homeowners Should Evaluate Candidates

Rather than focusing on party affiliation, homeowners should ask:

  • Do you support preserving homeowner access to court in defect disputes?
  • Should RCLA remedies be expanded or restricted?
  • Do you support shortening defect filing deadlines?
  • Will you enforce DTPA protections aggressively?
  • Do you support updating building codes to current standards?
  • What is your position on insurance consumer protections?

Clear answers matter.

Silence on these issues is informative.

 

Follow the Money

Campaign finance disclosures reveal priorities.

If significant funding comes from:

  • Large developer PACs
  • Construction trade organizations
  • Insurance lobbying groups

That may indicate a different regulatory philosophy than candidates supported by consumer advocacy organizations.

Voters can review campaign finance reports through the Texas Ethics Commission.

 

The Bottom Line

This is not partisan.

Consumer protection in residential construction is paramount.

Homeowners should be wary of:

  • Candidates advocating shorter statutes of repose
  • Expanded arbitration mandates
  • Reduced regulatory oversight
  • Weakening of DTPA enforcement
  • Outdated building code adoption

Your home is likely the largest investment you will ever make.

The legal framework protecting that investment is shaped at the ballot box.

Vote accordingly — after reviewing the facts.